Fleet Insurance NZ

What is Fleet Insurance?

Fleet insurance provides a single, comprehensive policy covering all vehicles in your business fleet. Rather than managing multiple individual policies, fleet insurance simplifies administration while offering significant cost savings through volume discounts. It's ideal for businesses with five or more vehicles, including delivery fleets, service fleets, transport companies, and any business with multiple work vehicles.

What Does It Cover?

• Accidental damage to all fleet vehicles
• Theft and vandalism of any vehicle in the fleet
• Third party property damage liability
• Fire and natural disaster damage
• Windscreen and glass cover
• Driver liability cover
• 24/7 claims assistance

Benefits of Fleet Insurance

• • Volume discounts (typically 15-30% off individual policies)
• • Single policy and renewal date to manage
• • Flexible - add or remove vehicles easily
• • Single excess for all claims
• • Dedicated fleet manager or broker support
• • No claim bonus protection available

Who Should Consider Fleet Insurance?

Fleet insurance is ideal for businesses with:

• • 5 or more commercial vehicles
• • Delivery and courier services
• • Service businesses with multiple work vehicles
• • Transport and logistics companies
• • Construction and trade businesses
• • Rental car companies

Typical Costs

Fleet insurance costs depend on the number and type of vehicles, usage, and driver profiles. Volume discounts make it cost-effective:

• • 5 vehicles: From $4,000/year
• • 10 vehicles: From $7,000/year
• • 20 vehicles: From $12,000/year
• • 50+ vehicles: Custom quotes available