Business Insurance Cost Estimator

Get indicative annual premium costs for your business insurance. Compare prices for liability, property, motor and specialist cover.

Select at least one coverage type

How the Cost Estimator Works

1

Enter Your Details

Provide information about your industry, business structure, and revenue.

2

Select Coverage

Choose the types of insurance you need for your business.

3

Get Estimates

View indicative premium ranges for each coverage type.

Factors That Affect Your Insurance Premium

Industry Risk

Certain industries have higher risk profiles. Construction and manufacturing typically have higher premiums than office-based businesses.

Business Revenue

Higher revenue generally means higher sums insured and potentially greater exposure to claims, affecting premium costs.

Number of Employees

More employees means increased workplace insurance requirements and potential liability exposure.

Claims History

Businesses with previous insurance claims may face higher premiums. A clean claims history can help keep costs down.

Business Structure

The legal structure of your business (sole trader, partnership, company, trust) can impact liability and insurance requirements.

Sum Insured

The amount of coverage you need directly affects your premium. Higher limits mean higher premiums but more protection.

Need a Personalized Quote?

Our expert brokers can provide you with a comprehensive quote tailored to your specific business needs.