How It Works

Answer a few questions about your business to identify potential risks. Based on your responses, we'll calculate your risk score and provide recommendations for appropriate insurance coverage.

Answer questions

Get your risk score

See recommendations

Physical Risks

Risks related to your physical premises, assets, and natural events.

Does your business have premises that could be damaged by fire?

Yes No

Is your business located in a flood-prone area or near water?

Yes No

Do you have valuable equipment, inventory, or stock on premises?

Yes No

Is your business exposed to severe weather events (storms, earthquakes)?

Yes No

Liability Risks

Risks arising from harm to third parties or professional errors.

Does your business interact with the public (customers, visitors)?

Yes No

Does your business provide professional advice or services?

Yes No

Do you have employees or contractors?

Yes No

Cyber Risks

Risks related to digital assets, data, and online operations.

Do you store customer data (names, emails, payment details)?

Yes No

Does your business have an online presence (website, social media)?

Yes No

Could your business operate without access to computer systems?

Yes No

Personnel Risks

Risks related to your workforce and key individuals.

Does your business rely heavily on one or more key individuals?

Yes No

Could an employee make a claim against your business?

Yes No

Regulatory Risks

Risks related to compliance, regulations, and legal requirements.

Does your business operate in a regulated industry?

Yes No

Could your business face significant fines for non-compliance?

Yes No

Business Risk Assessment Tool

How It Works

Physical Risks

Liability Risks

Cyber Risks

Personnel Risks

Regulatory Risks

Your Risk Assessment Results

Assessing...

Risk Category Breakdown

Recommended Insurance Coverage

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