Business Contents Insurance NZ

What is Business Contents Insurance?

Business contents insurance provides cover for the movable assets within your business premises. This includes office equipment, furniture, computers, stock, trade tools, and other business assets that aren't permanently fixed to the building.

Whether you rent or own your business premises, contents insurance ensures you can replace or repair your business assets if they're damaged, stolen, or lost due to covered events.

What Does It Cover?

• Office equipment and furniture
• Stock and inventory
• Trade tools and equipment
• Computer equipment and IT hardware
• Signage and outdoor advertising
• Theft and burglary
• Fire and water damage

Who Needs Business Contents Insurance?

Business contents insurance is essential for any business that has valuable assets on their premises:

• • Retail shops with stock
• • Offices with computer equipment
• • Tradespeople with tools
• • Warehouses with inventory
• • Restaurants and hospitality venues

Typical Costs

Business contents insurance costs vary based on the value of your contents and risk factors. Typical costs start from:

• • Small office (basic equipment): From $300/year
• • Retail shop with stock: From $500/year
• • Tradesperson tools: From $400/year
• • Large inventory: From $800/year