Electronic Equipment Insurance NZ

What is Electronic Equipment Insurance?

Electronic equipment insurance provides specialised cover for IT hardware and electronic equipment. This includes computers, laptops, servers, network equipment, point of sale systems, and other electronic devices essential to your business operations.

Modern businesses rely heavily on electronic equipment, and the cost of replacing damaged or stolen equipment can be significant. This insurance ensures you can get back up and running quickly.

What Does It Cover?

• Computers and laptops
• Servers and network equipment
• Point of sale systems
• Security and CCTV systems
• Data recovery costs
• Theft and burglary
• Accidental damage

Who Needs Electronic Equipment Insurance?

Electronic equipment insurance is essential for any business that relies on IT hardware:

• • Office-based businesses
• • Retail shops with POS systems
• • Medical and dental practices
• • Professional services (lawyers, accountants)
• • IT companies and web agencies

Typical Costs

Electronic equipment insurance costs vary based on the value of your equipment. Typical costs start from:

• • Small office ($10K equipment): From $250/year
• • Medium office ($30K equipment): From $450/year
• • Large with servers ($75K+): From $750/year