Money Insurance NZ

What is Money Insurance?

Money insurance provides specialised cover for cash, negotiable instruments, and money in transit. Whether you handle cash daily or keep cash on premises, this insurance protects against theft, loss, and accidental damage to your money.

Many businesses don't realise that standard property policies often have limited coverage for money. Dedicated money insurance ensures you're properly protected against the financial impact of theft or loss.

What Does It Cover?

• Cash on premises
• Cash in transit
• Negotiable instruments (cheques, bonds)
• Money in safe or strongroom
• Employee theft (fidelity)
• Damage to safes

Who Needs Money Insurance?

Money insurance is essential for businesses that handle cash:

• • Retail shops
• • Restaurants and cafes
• • Petrol stations
• • Supermarkets
• • Entertainment venues

Typical Costs

Money insurance costs vary based on the amount of cash handled and risk factors. Typical costs start from:

• • Low cash handling: From $150/year
• • Medium cash handling: From $250/year
• • High cash handling: From $400/year